We will show you ways to increase your wealth without decreasing your lifestyle. We educate our clients on the process of wealth accumulation.

There are basically three types of money. The first, which gets the most focus, is your Accumulated Money. This represents the amount of money you currently have invested and are currently saving. How would you say you are doing in accumulating the dollars necessary to meet your future retirement needs and goals?

Lifestyle Money represents the dollars that you are spending to maintain your current standard of living. Where you live, eat, vacation etc. How much energy would you like to spend towards reducing your present standard of living so that you can save more? We know we need to save more, and we want to do so, but the only way we know how to is to get the money from our lifestyle. There are ways to increase your savings efficiency without reducing your lifestyle.

This brings us to the third type of money, which is Transferred Money and is a problem for some. Transferred money represents the money you may be transferring away unknowingly and unnecessarily. Obviously, if you knew where the transfers were taking place you would have already solved those problems. We feel it is important to begin focusing on money you may be transferring unnecessarily because this most often has the biggest impact on your Wealth over time. The interesting thing is that by avoiding unnecessary transfers, dollars are then freed up to put towards accumulation or lifestyle with no additional out-of-pocket cost.

There are two ways to fill up a bucket with holes. The first is to plug the holes and the bucket will fill up even if the flow is just a trickle. The second is to increase the flow into the bucket. Any holes in our wealth building plans or buckets should be plugged before proceeding to the pouring of more in the bucket. As an example, we will address your debt, the interest costs that accompany it, and taxes before putting more into your bucket. Once we have addressed these major issues, you will have a better understanding of how you can begin to impact your wealth potential by eliminating unnecessary transfers.